It has always been our consistent practice and methodology to require a rental application on every adult who is going to live in one of our landlord properties, even if they are not financially contributing to the rent payments.  We check employment income, eviction databases, and a bunch of other data points, but 3 reports are absolutely critical to come back “clean”…

Criminal history

Sex Offender history

OFAC history

We feel  it is imperative not just for the landlord’s risk exposure, but also for the neighbors and our staff and vendors who will be interacting with the occupants.

Where sometimes tenants get a bit bent out of shape is when an adult child “boomerangs” back home after high school or college.  Yes, we still require them to submit an application to get checked.

Same goes for a new roommate.

As you can surmise, top-notch property management includes a fair dose of risk management, too.



Dan Baldini is the Founder of Polaris Real Estate Polaris Property Management, LLC and is also an Adjunct Professor in the College of Business Finance Department at Butler University in Indianapolis where he teaches Real Estate Investing.

Dan focuses his practice on the residential real estate markets including Indianapolis, Carmel, Zionsville, Fishers and other surrounding areas. Dan continually seeks out new resources for Team training and education in order to keep all the Team members skills on the leading edge of real estate best practices. He is an active real estate investor himself, owning and managing a portfolio of investment properties in the Indianapolis markets.

A resident of the Northside area since 1979, Dan has extensive intimate knowledge and experience of the market forces that dominate the Zionsville, Carmel, Fishers, and Indianapolis real estate markets. He has been active in real estate since 1996 with a specific focus on North side properties. Dan is an active networker in his local communities as well as with top agents nationwide.